How to get a good deal on your car insurance

Many of us simply renew our car insurance each year, but it really does pay to shop around; you could save a lot of money and it might be simpler than you think. With the current state of the economy saving money is becoming more and more important for all of us so take a little time out to shop around for car insurance and make sure you’re getting the best deal.

The Internet is the best place to start, and makes the job easy. Use a comparison website and you’ll only need to put in your details once. You’ll then be given a long list of car insurance quotes which you can easily view by price, so you can see at a glance which one is the best deal.

If you have two or more cars in your household you may be able to get a discount for insuring them both with the same insurer so this is something worth considering too. Some insurers also offer other services such as breakdown cover included with their policies. If you would be buying breakdown cover anyway, this might also be a way to save money.

Always read the terms and conditions carefully and make sure the policy is right for you. Don’t presume that a more expensive policy will have a higher level of cover. You’ll find the quotes may differ greatly in price, but the cheaper policy may well have as good a level of cover as the more pricey policies.

Photo credit: francisco_osorio/ Foter/ CC BY